條款及細則
請細閱以下條款及細則，因閣下使用本網站即表示同意受該等約束︰
1. 一般免責條款
本網站內容只供本網站明確提述的國家地區的居民使用。如任何國家或地區的當地法律或規定禁止使用本網站提及的服務或產品，則該等服務或產品不會提供予居住於該國家或地區的人士使用。有關上述產品是否可供在閣下居住的國家使用，請向閣下的獨立理財顧問查明。(在不減損此項申述的一般情況下， 本網站並不擬提供予非香港居民、美國居民或新加坡居民登入。
除明確訂明外，本網站的內容只供作一般參考資料用途，在本網站所表達的意見並不構成提供任何產品或服務的要約。雖然英國友誠國際已審慎地確保本網站的內容準確，但對於任何人士因依賴本網站提供的資料或意見而招致的任何種類的損失概不承擔責任。英國友誠國際可隨時對本網站所述的資料、產品或服務作出更改，而無須就該等更改而更新本網站。
本網站提及的英國友誠國際包括提及英國友誠集團的公司的其他成員。
本網站包含公眾和受保護的網頁，以及連接其他英國友誠提供網上服務的網站。任何未經加密經公眾網頁傳送至英國友誠的資料，而該資料可被第三者截取或以電子方式傳送至他方而非只收件人。傳送任何同類的資料時，閣下需承受各自的風險，因此應先小心考慮資料的敏感程度才傳送這些資料。
本網站內的一些網頁提供電郵查詢的設施。電郵並非安全的溝通媒介。故此，我們請閣下不要以電郵傳遞私人資料給我們。
本網站內受保護的網頁為提供網上服務而建，但該些網頁透過安全的伺服器存取以作保護。使用此科技的網頁將擁有以HTTPS而非HTTP啟動的全球資源定位器。這確保所有在閣下的瀏覽程式和本公司伺服器之間傳送的資料都已加密。同時，閣下必需備有有效的登入名稱和密碼方可使用網上服務。經由安全的伺服器傳送的資料儲存於我們的資料庫，以進一步的保安措施作出保護 (例如︰防火牆)，並可能只由獲批准的人士存取。
如有任何查詢或疑問，請聯絡我們。
網上服務另外設有條款及使用細則，閣下必須接受該條款及使用細則方可使用網上服務。
為方便閣下起見，我們在本網站也加上第三方網站的連結。我們提供該等網站的連結，並不表示我們就該等網站內容的質素作出任何申述、保證或預演說明，因為我們對該等網站並不負責。請注意，閣下透過超文字連結登入另一網站時，可能已登出英國友誠國際的網站。
英國友誠不會尋求除去或限制任何金融服務及市場法例2000或其監管者條例下的義務。由金融服務管理局為保障投資者所制定的條例及規則通常並不適用於居住在英國境外的人士。
2. 版權
除另行訂明外，本網站全部及每一部分的版權均屬於英國友誠人壽及退休保險有限公司、英國友誠國際有限公司及其他英國友誠公司所有，未經事先書面同意，不可以任何方式或形式或以任何媒體加以使用或向任何人士出售、特許、複印或複製其全部或任何部分。
英國友誠國際有限公司及其公司的玫瑰標誌都是英國友誠的註冊商標。閣下如未經事先同意不可予以使用。英國友誠國際對本網站所載的其他商標、服務商標及標誌亦享有申索權。
閣下只可在本公司事先許可下向本網站提供超連結。閣下可發電郵至英國友誠國際申請上述許可。申請時請附上閣下的姓名、地址、電話號碼及有關閣下網站的簡要說明，以及閣下欲在本網站建立連結的原因。
3. 法律
本網站在英國建立。本條款及細則以及閣下對本網站的使用均受英國法律管轄。閣下登入本網站時，即表示同意就閣下對本網站的使用所引起的任何申索或爭議，服從英國法院的專屬管轄權。 本使用條款是本網站使用條款的全部及唯一的申述。
Please read through the following terms and conditions as, by using this website, you agree to be bound by them:
1. General Disclaimer
The content of this site is intended for use only by residents of those jurisdictions to which it is expressed to relate. None of the services or products referred to is available to persons resident in any state or territory where such products or services are prohibited by local law or regulation. Please check with your professional financial adviser as to whether such products are available in the country in which you are resident. (Without detracting from the general nature of this statement the site is not intended for residents outside of Hong Kong, the United States of America or Singapore.)
The content of this site is provided for general information purposes only and any opinion expressed in this site does not constitute an offer to provide any product or service except where expressly indicated. Although care has been taken to ensure the accuracy of content, Friends Provident International accepts no liability for loss of any kind incurred as a result of reliance on the information or opinions provided on this site. Friends Provident International may make changes to the information, products or services described in this site at any time without updating changes in the site.
References on this site to Friends Provident International include references to other members of the Friends Provident Group of Companies
This website contains both public and protected pages and links to other Friends Provident sites that provide online services. Any information transmitted to Friends Provident through public pages is not encrypted and could be intercepted by third parties or electronically delivered to parties other than the addressee. Any such information is sent at your own risk and you should therefore carefully consider its sensitivity prior to transmitting it.
Some pages of the website offer the facility to email us with an enquiry. Email is not a secure medium of communication. For this reason, we request that you do not send private information to us by email.
The protected pages of this site, which form our online services, are however protected by access via a secure server. Pages utlising this technology will have URLs that start with HTTPS instead of HTTP. This ensures all information transmitted between your browser and our server is encrypted. In addition, in order to use the online services, you must have a valid user name and password. Data transmitted via the secure server is stored on our databases, which are protected by further security measures (such as firewalls), and may only be accessed by authorised users.
Please contact us if you have any questions or concerns.
The online services will have separate Terms and Conditions of Use which you must accept to be able to access and use those online services.
We have also included links to third party websites in this site for your convenience. By giving access to such sites, we are not making any statement, warranty or pre-presentation as to the quality or contents of the other site as we do not have responsibility for that other site. Please note that when accessing another site by way of a hypertext link you may leave the Friends Provident site.
Friends Provident does not seek to exclude or limit any liability it may have under the Financial Services and Markets Act 2000 or the rules of its Regulators. The rules and regulations made by the Financial Services Authority for the protection of investors will not normally apply to person resident outside the United Kingdom.
2. Copyright
Unless otherwise stated copyright in the whole and every part of this site belongs to Friends Provident Life and Pensions Limited, Friends Provident International Limited or other Friends Provident companies and may not be used, sold, licensed, copied or reproduced in whole or in part in any manner or form or in or on any media to any person without prior written consent.
Friends Provident International and the Corporate Rose Logo are registered trade marks of Friends Provident Companies. You may not use these marks without prior consent. Friends Provident International may also claim rights in other trade marks, service marks and logos contained on this site.
You may provide hyperlinks to this site only with our prior permission. You may request such permission by sending an email to Friends Provident International. Please include in your request your name, address, telephone number and a brief description of your site and why you would like to establish a link to this site.
3. The Law
This Web site is established in the United Kingdom. These Terms and Conditions and the use by you of this Web site are governed by English Law. By accessing this Web site you agree to submit to the exclusive jurisdiction of the English Courts in relation to any claim or dispute arising out of your use of the site. These terms of use represent the complete and only statement of the terms of use of this Web site.
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