私隱政策

閣下的私隱權

我們致力於保護閣下的私隱權。未經閣下同意，我們不會向任何不屬於以下英國友誠集團的公司(新視窗)的第三方披露任何閣下的個人資料。我們不會向任何第三方出售、買賣或租賃任何個人資料。該等資料將予以保密。

本網站包含公眾和受保護的網頁，以及連接其他英國友誠提供網上服務的網站。任何未經加密經公眾網頁傳送至英國友誠的資料，而該資料可被第三者截取或以電子方式傳送至他方而非只收件人。傳送任何同類的資料時，閣下需承受各自的風險，因此應先小心考慮資料的敏感程度才傳送這些資料。

本網站內的一些網頁提供電郵查詢的設施。電郵並非安全的溝通媒介。故此，我們請閣下不要以電郵傳遞私人資料給我們。

本網站內受保護的網頁為提供網上服務而建，但該些網頁透過安全的伺服器存取以作保護。使用此科技的網頁將擁有以HTTPS而非HTTP啟動的全球資源定位器。這確保所有在閣下的瀏覽程式和本公司伺服器之間傳送的資料都已加密。同時，閣下必需備有有效的登入名稱和密碼方可使用網上服務。經由安全的伺服器傳送的資料儲存於我們的資料庫，以進一步的保安措施作出保護 (例如︰防火牆)，並可能只由獲批准的人士存取。這些資料不會被複製或使用於任何其他資料庫。我們在儲存及披露資料上擁有嚴謹的制度以避免未經批准的進入。處理如健康資料的敏感資料時，我們將只會在獲得閣下的同意下才披露。

如有任何查詢或疑問，請聯絡我們。

為方便閣下起見，我們在本網站也加上第三方網站的連結。我們提供該等網站的連結，並不表示我們就該等網站內容的質素作出任何申述、保證或預演說明，因為我們對該等網站並不負責。請注意，閣下透過超文字連結登入另一網站時，可能已登出英國友誠的網站。第三方網站並不受此私隱櫂條例保障。

宣傳

英國友誠可能利用閣下的資料向閣下宣傳可能有興趣的其他產品及服務。使用閣下的資料作宣傳目的時，我們提供機會予閣下告訴我們閣下不願意以此方式使用其資料。若閣下欲收取宣傳資訊，請在要求閣下輸入個人資料的網頁內的有關空格上加上剔號。

我們只會在閣下要求或同意下，或在有法律責任或根據監管規定有責任的情況下，才會披露閣下的資料。

曲奇檔案

曲奇檔案是網站向訪客的瀏覽器或硬磁碟傳送的小型文字檔案。

本網站運用曲奇檔案來識別使用者，為使用者訂製專人網頁，以記錄個人化的到訪資料。該等資料亦會用於提供統計數字，同時監控和分析本網站各部分的使用情況。

任何收集的個人資料將嚴加保密，然而，我們可能向英國友誠集團的公司(新視窗)內的其他公司披露有關資料。

閣下沒有責任接受曲奇檔案，並可修改閣下的瀏覽器從而不接受曲奇檔案。請注意，如閣下不接受曲奇檔案，閣下可能無法獲得本公司為使用者提供的一些特製內容。

如何尋找及控制曲奇檔案

適用於 Netscape 6.0

適用於Internet Explorer 7.0

適用於Internet Explorer 6.0

適用於Internet Explorer 5.0 或5.5

適用於Mozilla Firefox 2

資料保障法

英國友誠遵守其根據《1998年資料保障法》須承擔的責任。閣下有權在支付小額費用後要求索取本公司持有有關閣下的個人資料，並可要求本公司更正不正確的個人資料。請以書面方式聯絡集團法律服務部的資料保障主任，地址為Pixham End, Dorking, Surrey RH4 1QA。

Your Privacy

We are committed to protecting your privacy. We will not disclose, without your consent, any of your personal information to a third party who is not part of the following Friends Provident Group of Companies (new window). We do not sell, trade or rent personal information to any third party. Such information will be kept confidential.

This website contains both public and protected pages and links to other Friends Provident sites that provide online services. Any information transmitted to Friends Provident through public pages is not encrypted and could be intercepted by third parties or electronically delivered to parties other than the addressee. Any such information is sent at your own risk and you should therefore carefully consider its sensitivity prior to transmitting it.

Some pages of the website offer the facility to email us with an enquiry. Email is not a secure medium of communication. For this reason, we request that you do not send private information to us by email.

The protected pages of this site, which form our online services, are however protected by access via a secure server. Pages utlising this technology will have URLs that start with HTTPS instead of HTTP. This ensures all information transmitted between your browser and our server is encrypted. In addition, in order to use the online services, you must have a valid user name and password. Data transmitted via the secure server is stored on databases, which are protected by further security measures (such as firewalls), and may only be accessed by authorised users. These details are not copied to or used by any other database. We have strict policies on the storing and disclosing of data to prevent unauthorised access. When processing sensitive data, such as health information, we will only disclose this when we have your explicit consent to do so.

Please contact us if you have any questions or concerns.

We have also included links to third party websites in this site for your convenience. By giving access to such sites, we are not making any statement, warranty or pre-presentation as to the quality or contents of the other site as we do not have responsibility for that other site. Please note that when accessing another site by way of a hypertext link you may leave the Friends Provident site. Third party websites are not covered by this privacy policy.

Marketing

Friends Provident may use your information to market to you other products and services that may interest you. Where we use your information for marketing purposes we will give you the opportunity to tell us that you do not wish for it to be used in such a manner. If you wish to receive marketing information please tick the relevant box on the page where you are requested to enter your personal details for such purposes.

We will only disclose your information where disclosure is made at your request or with your consent or where there is a legal or regulatory obligation to do so.

Cookies

Cookies are small text files that a web site transfers to a visitor's browser or hard drive.

This site uses cookies to identify users and personalise their visit by customising web pages for them. Information is also used to provide statistics and to monitor and analyse how parts of this site is used.

Any personal information collected will be kept in the strictest confidence. However, we may disclose the information to other companies within the Friends Provident Group of Companies (new window).

You are not obliged to accept cookies and may modify your browser so that it will not accept cookies. Please be aware that if you do so, some of the customised content we offer may not be available to you.

How To Find And Control Your Cookies

For Netscape 6.0

For Internet Explorer 7.0

For Internet Explorer 6.0

For Internet Explorer 5.0 or 5.5

For Mozilla Firefox 2