News Release

1 September 2009

Friends Provident International launches new International Protector Asia plan

Friends Provident International (FPI) announced today the launch of its new protection plan, International Protector Asia. With the addition of Critical Illness Cover (CIC), International Protector Asia now offers a flexible framework of protection benefits tailored for local residents and expatriates who wish to protect themselves, their dependents or business against the financial consequences of premature death or diagnosis of a terminal illness, critical illness or disability.

This flexible plan allows customers to select from one or more types of cover (Life Cover, Critical Illness Cover or Life or Earlier Critical Illness Cover) on a single or joint life basis using one application form.

David Knights, general manager, Hong Kong, Friends Provident International said:

"Our International Protector Asia plan, which now offers Critical Illness Cover has been designed to meet the protection requirements of local residents and expatriates. The new menu-style plan provides clients with the opportunity to select the cover or covers most appropriate to them. It also enables financial advisers to ensure that their clients receive all the information they need to plan for their futures".

Simon Pepper, protection marketing manager for Friends Provident International added:

"More than ever in the current environment it is important to ensure everyone is protected against the vagaries of life. We feel that this exciting addition to our protection offering will give both customers and financial advisers a real choice and a package which offers flexibility, ease of application and a range of benefits within the one plan to meet a wide variety of protection needs".

FPI’s International Protector Asia includes:

• Up to USD1 million Critical Illness Cover
• Cover against a wide range of critical illnesses
• Cover for Terminal Illness
• Optional Total and Permanent Disability Benefit to supplement Life Cover
• Range of currencies – US dollars, HK dollars, sterling and euro
• Terms from 1 to 35 years for Life Cover and 5 to 35 years for Critical Illness
• Developed by a leading UK listed company with over 177 years of protection experience

For further information, independent financial advisers should contact their FPI regional sales manager or visit www.fpinternational.com.hk

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Friends Provident International

United Kingdom House, Castle Street, Salisbury, United Kingdom, SP1 3SH

About Friends Provident International:

See www.fpinternational.com.hk for further information on Friends Provident International in Hong Kong.

IMPORTANT INFORMATION

Friends Provident International is a trading name of Friends Provident Life and Pensions Limited and Friends Provident Life Assurance Limited for business conducted outside the United Kingdom.

Registered & Head Office: Pixham End, Dorking, Surrey RH4 1QA England

Incorporated companies limited by shares and registered in England.

Friends Provident Life and Pensions Limited. Registered number 4096141

Friends Provident Life Assurance Limited. Registered number 782698

Authorised and regulated in the United Kingdom by the Financial Services Authority.

Salisbury Office: United Kingdom House, Castle Street, Salisbury, Wiltshire, SP1 3SH, England
Telephone: +44 (0)1722 311 611
Facsimile: +44 (0)1722 332 005

Guernsey Office: Albert House, South Esplanade, St Peter Port, Guernsey GY1 1AW, Channel Islands
Telephone: +44 (0)1481 700 210
Facsimile: +44 (0)1481 712 069

Friends Provident International is a trading name of Friends Provident International Limited. Authorised by the Isle of Man Insurance and Pensions Authority and regulated by the Financial Services Authority for the conduct of investment business in the UK. Provider of life assurance and investment products.

Registered & Head Office: Royal Court, Castletown, Isle of Man, British Isles, IM9 1RA.
Telephone: +44 (0)1624 821 212
Facsimile: +44 (0)1624 824 405

Incorporated company limited by shares. Registered in the Isle of Man No. 11494 All are members of the Association of International Life Offices.

Hong Kong Branch: Suites 1203-1211,Two Pacific Place, 88 Queensway, Hong Kong
Telephone: +852 2524 2027
Facsimile: +852 2868 4983

United Arab Emirates Branch: Emaar Square, Building 6, Floor 5, P.O.Box 215113, Dubai, United Arab Emirates
Telephone: + 9714 436 2800
Facsimile: + 9714 438 0144

Friends Provident International Limited (Singapore Branch): 63 Market Street, #06-05, Singapore 048942
Telephone: +65 6327 4019
Facsimile: +65 6327 4020

Policyholders will receive the protection of the life assurance (Compensation of Policyholders) Regulations 1991 of the Isle of Man.

Full terms and conditions can be obtained by contacting Friends Provident International using the details above or by visiting our web site www.fpinternational.com.hk

The information in this document is based on our understanding of UK, Guernsey, Isle of Man and Hong Kong Law and practice as at January 2009. Please note that tax legislation may change in the future.